Practitioner Level • Applied Structuring

Certified Practitioner in Lending Instruments & Structuring

A hands-on program for professionals with 2–5 years of experience to execute sustainable lending in practice. Learn how to structure green, social, and sustainability-linked instruments, design credible KPI/SPT frameworks, manage documentation and monitoring, and align transactions with leading standards and regulatory expectations.

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Instruments in Practice
Apply green loans, social bonds, SLLs/SLBs, sovereign and trade finance structures with real examples.
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KPI/SPT Design & Reporting
Build credible KPIs and targets, understand verification needs, and manage impact reporting workflows.
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Origination to Monitoring
Learn deal flow, documentation expectations, misuse-of-proceeds handling, and ongoing monitoring essentials.

What you will learn

Build Practical Skills in Sustainable
Lending & Structuring

In Certified Practitioner in Lending Instruments & Structuring, you’ll move beyond fundamentals and learn how to apply sustainable finance concepts in real work. You’ll develop the ability to structure instruments, define credible KPI/SPT frameworks, support documentation and monitoring, and align lending decisions with recognised standards.

  • Apply green, social, and sustainability-linked lending instruments in real use cases.
  • Build KPI/SPT structures, understand verification needs, and support monitoring workflows.
  • Integrate ESG risks into lending decisions and sustainability-aligned credit assessments.
  • Work with key global standards and guidelines used to structure credible transactions.
  • Use case studies and deal scenarios to strengthen implementation confidence.
  • Measure and communicate sustainability performance through reporting and disclosures.
Professionals analysing sustainability finance data and ESG metrics

There are 16 modules and 77 lessons in this course

This program builds practical expertise in sustainability lending instruments and the structuring of green finance programs. You’ll learn ESG risk assessment, key regulatory frameworks and standards, program design aligned to ESG goals and metrics, measurement and reporting practices, and real-world case studies—so you can create compliant, high-impact sustainability lending solutions.

Introduction & Market Context
Module 1  •  6 lessons
Module details

Build a strong foundation in sustainable lending, why it matters, and how key instruments and standards are evolving globally—with a focus on Singapore market trends.

What's included
6 lessons
6 lessons
• Self-paced
  • Need, benefits, and evolution of Sustainable Lending Instruments • Lesson
  • Benefits of integrating ESG considerations in lending • Lesson
  • Overview of key instruments: green, social, sustainability-linked, sovereign, trade finance • Lesson
  • Bond Family – international principles and standards • Lesson
  • Loan Family – international principles and standards • Lesson
  • Global and Singapore market trends • Lesson
Green Loans
Module 2  •  7 lessons
Module details

Learn Green Loan fundamentals, the core components of credible structures, documentation expectations, and real-world examples aligned with leading principles.

What's included
7 lessons
7 lessons
• Self-paced
  • Foundations of Green Loans • Lesson
  • Core components: Use of Proceeds, Project Evaluation & Selection, Management of Proceeds, Reporting • Lesson
  • Documentation, covenants, and external review requirements • Lesson
  • Eligible green project categories (renewables, energy efficiency, water, clean transport, pollution control, green buildings) • Lesson
  • Structuring guidance aligned with LMA Green Loan Principles • Lesson
  • Case studies (Allianz Real Estate, DUO Tower & Galleria) • Lesson
  • Example green product frameworks (Barclays) • Lesson
Social Loans
Module 3  •  6 lessons
Module details

Understand Social Loan fundamentals, eligible categories, and structuring aligned to international guidance, including framework examples and selection processes.

What's included
6 lessons
6 lessons
• Self-paced
  • Foundations of Social Loans • Lesson
  • Core components: Use of Proceeds, Evaluation & Selection, Management of Proceeds, Reporting • Lesson
  • Eligible social categories (affordable housing, essential services, vulnerable groups, employment generation) • Lesson
  • Structuring guidance aligned with Social Loan Principles • Lesson
  • Social Finance Framework example (Citi) • Lesson
  • Asset evaluation and selection process • Lesson
Green & Social Loan Origination Process
Module 4  •  3 lessons
Module details

Follow a practical origination and monitoring approach, including portfolio expectations and how to handle misuse of proceeds through remediation protocols.

What's included
3 lessons
3 lessons
• Self-paced
  • Origination process based on European Banking Authority guidelines • Lesson
  • Portfolio-level monitoring expectations • Lesson
  • Misuse of Proceeds & Remediation Protocols • Lesson
Green Bonds
Module 5  •  4 lessons
Module details

Learn Green Bond foundations, key principles and eligible categories, plus structuring guidance supported by market case studies.

What's included
4 lessons
4 lessons
• Self-paced
  • Foundations of Green Bonds • Lesson
  • ICMA Green Bond Principles: Use of Proceeds, Evaluation & Selection, Management of Proceeds, Reporting • Lesson
  • Eligible categories • Lesson
  • Structuring guidance and case studies (DBS, Citi, Bank of China) • Lesson
Social Bonds
Module 6  •  5 lessons
Module details

Understand Social Bond foundations, eligible categories and target populations, and structuring guidance with practical reporting and case examples.

What's included
5 lessons
5 lessons
• Self-paced
  • Foundations of Social Bonds • Lesson
  • ICMA Social Bond Principles • Lesson
  • Eligible social categories and target populations • Lesson
  • Structuring guidance • Lesson
  • Case studies (Credit Agricole, Citi reporting) • Lesson
Sustainability-Linked Loans (SLLs)
Module 7  •  5 lessons
Module details

Master SLL concepts, KPI/SPT design, reporting and verification practices, and the data integrity standards needed for credible monitoring.

What's included
5 lessons
5 lessons
• Self-paced
  • SLL principles • Lesson
  • KPI/SPT development • Lesson
  • Alignment to borrower sustainability strategy • Lesson
  • Reporting and verification • Lesson
  • Data Integrity, Evidence Requirements, and Audit-Trail Standards for KPI/SPT Monitoring • Lesson
Sustainability-Linked Bonds (SLBs)
Module 8  •  5 lessons
Module details

Learn SLB structuring, KPI/SPT disclosure and consequences, pricing mechanics, and how to strengthen credibility across SLBs and Green Bonds.

What's included
5 lessons
5 lessons
• Self-paced
  • SLB principles • Lesson
  • KPI/SPT setting and disclosure • Lesson
  • Pricing adjustments (coupon step-ups) • Lesson
  • Case studies: JSW Steel, Sembcorp, Enel (SPT miss consequences) • Lesson
  • SLB/Green Bonds; How to improve credibility • Lesson
Sovereign Sustainable Bonds
Module 9  •  5 lessons
Module details

Explore sovereign sustainable bond foundations, governance and external review models, and practical examples across Singapore and other markets.

What's included
5 lessons
5 lessons
• Self-paced
  • Foundations of sovereign green bonds • Lesson
  • Singapore sovereign case (CRL & JRL funding) • Lesson
  • Governance model (GBSC) • Lesson
  • External review (Sustainalytics) • Lesson
  • Additional markets (UAE, Australia) • Lesson
Sustainable Trade Finance
Module 10  •  4 lessons
Module details

Learn how trade and supply chain finance supports sustainability, how Scope 3 challenges affect structuring, and how leading institutions apply sustainable trade finance models.

What's included
4 lessons
4 lessons
• Self-paced
  • Role of supply chain finance in sustainability • Lesson
  • Scope 3 challenges • Lesson
  • Green trade finance, sustainability-linked trade finance, sustainable export finance, commodity trade finance • Lesson
  • Examples: IFC, DBS, Deutsche Bank, Société Générale • Lesson
KPI & SPT Setting – Technical Foundations
Module 11  •  5 lessons
Module details

Build technical capability for selecting KPIs and SPTs, applying materiality, measurement methods, and ICMA guidance to reduce greenwashing risk.

What's included
5 lessons
5 lessons
• Self-paced
  • KPI and SPT selection • Lesson
  • Materiality and relevance • Lesson
  • KPI measurement methodologies • Lesson
  • Core vs secondary KPIs • Lesson
  • ICMA guidance on avoiding greenwashing • Lesson
Sector Deep Dives – Power, Real Estate, Automobile
Module 12  •  4 lessons
Module details

Apply KPI and monitoring approaches to key sectors using relevant benchmarks and real company examples across power, real estate, and automotive industries.

What's included
4 lessons
4 lessons
• Self-paced
  • Power sector KPIs and benchmarks (IEA, SBTi) • Lesson
  • Real estate sector KPIs (Capitaland, Hongkong Land) • Lesson
  • Auto sector KPIs (Toyota, Volkswagen, Hyundai) • Lesson
  • Sector-specific monitoring expectations • Lesson
Types of Key Performing Indicators
Module 13  •  5 lessons
Module details

Understand KPI categories and how to differentiate core vs secondary indicators, with sector examples and the role of Second Party Opinion (SPO) in KPI/SPT credibility.

What's included
5 lessons
5 lessons
• Self-paced
  • Core KPs; Secondary KPIs • Lesson
  • Key categories of KPIs • Lesson
  • Core vs Secondary • Lesson
  • Automobile, Oil and Gas, Utility • Lesson
  • KPI and SPT setting; Role of Second Party Opinion (SPO) • Lesson
Sector Materiality Mapping
Module 14  •  2 lessons
Module details

Map materiality themes across sectors and link them to KPI/SPT design—covering key transition challenges like circularity, biodiversity, public health, and EV transition risks.

What's included
2 lessons
2 lessons
• Self-paced
  • Materiality themes across consumer goods and automotive sectors • Lesson
  • Public health, circularity, biodiversity, road safety, EV transition challenges • Lesson
Singapore–Asia Taxonomy
Module 15  •  5 lessons
Module details

Learn the Singapore–Asia taxonomy structure, thresholds and classifications, and how to assess transition plans—especially for amber/transition activities.

What's included
5 lessons
5 lessons
• Self-paced
  • Taxonomy purpose and benefits • Lesson
  • Traffic-light classification • Lesson
  • Energy, transport, and building sector thresholds • Lesson
  • Examples of classification, including hydrogen blending, CCUS readiness, SAF pathways • Lesson
  • Assessing Borrower Transition Plans for Amber/Transition Activities • Lesson
Global Platforms & Blended Finance
Module 16  •  6 lessons
Module details

Explore global platform participation and capability building, blended finance structures, and the growing role of derivatives, emissions trading, and conflict-of-interest management in sustainability reviews.

What's included
6 lessons
6 lessons
• Self-paced
  • Examples of global participation: GRESB (Frasers), TCFD, PRI, GGRI, ILPA (CapitaLand) • Lesson
  • Considerations for platform engagement: taxonomy linkage, replicability, stakeholder engagement, capability development • Lesson
  • Introduction to blended finance (OECD definition, characteristics, structures, case example: Bamboo Capital’s ABC Fund) • Lesson
  • ESG Derivatives – Role in Transition to Sustainable economies • Lesson
  • Emissions Trading • Lesson
  • Conflict-of-Interest Management in Structuring and Sustainability Reviews • Lesson
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Earn a career certificate
Add this credential to your LinkedIn profile, resume, or CV. Share it on social media and in your performance review.

What practitioners say about this program

Ananya S.
Sustainable Finance Analyst, Commercial Bank

“The sustainability-linked modules were exactly what I needed. I applied the KPI/SPT guidance and verification considerations to a live deal pipeline. The structure-to-monitoring flow made it feel practical, not theoretical.”

Rohit M.
Credit Risk Manager, NBFC

“Clear, structured, and relevant. The ESG risk section helped me frame climate and transition risks in a way our credit committee understands. I also liked how the course connects standards and regulations to day-to-day lending decisions.”

Meera K.
ESG & Sustainability Lead, Corporate Finance

“The reporting guidance helped us tighten our monitoring cadence. I now have a clearer way to define impact metrics, track performance, and present outcomes to internal stakeholders and lenders. Great balance of frameworks and execution.”

Daniel T.
Investment Associate, Climate & Infrastructure

“The case studies made it click. It clarified how sustainable lending programs are structured, documented, and monitored after disbursement. I feel more confident evaluating opportunities and asking the right questions during diligence.”

Frequently asked questions

What is “Certified Practitioner in Lending Instruments & Structuring” about?

This Practitioner-level course is designed for professionals who want to apply sustainable lending concepts in real work. You’ll learn how to structure green, social, and sustainability-linked instruments, define credible KPI/SPT frameworks, and support the end-to-end workflow from origination to monitoring and reporting.

The focus is implementation — helping you confidently contribute to deal structuring, documentation, internal approvals, and ongoing performance tracking.

Who is this course best suited for?

It’s ideal for professionals with ~2–5 years of experience in banking, credit, risk, treasury, ESG/sustainability, corporate finance, consulting, or development finance who want hands-on capability in sustainable lending structures.

If your work involves evaluating opportunities, supporting structuring teams, preparing documentation, or tracking ESG outcomes, this program is a strong fit.

Do I need prior ESG or green finance experience?

Prior ESG certification is not required, but this course assumes you are comfortable with basic finance and lending concepts. If you’re completely new, the Associate level is the recommended starting point.

Practitioner builds quickly into applied structuring, KPI/SPT design, monitoring, and reporting workflows.

How is Practitioner different from Associate and Expert?

Associate builds foundational understanding and terminology. Practitioner focuses on execution — structuring, KPI/SPT design, monitoring, reporting, and how standards are applied in real transactions.

Expert goes deeper into strategic leadership, innovation, and complex structuring decisions across portfolios and programs.

Is this course relevant to my country’s regulations?

Yes. The course focuses on widely adopted global principles and market practices that shape sustainable finance regulations across regions. You’ll learn how to apply the logic and map it to your local regulatory environment and internal policies.

Will I learn how to structure sustainability-linked loans (SLLs) and KPIs?

Yes. You’ll learn how SLLs and SLBs work, how KPIs and targets are selected, what “credibility” looks like, and how verification and reporting connect back to those KPIs.

You’ll also learn practical checks to reduce greenwashing risk and improve internal and external confidence.

Is the course self-paced, and how long does it take?

Yes, it’s self-paced. Most learners complete it over 1–3 weeks depending on schedule, and many revisit modules while working on live transactions.

Will I get a certificate, and can I add it to LinkedIn?

Yes. After completing the course requirements, you’ll receive a digital certificate for Certified Practitioner in Lending Instruments & Structuring that you can add to LinkedIn, your résumé, or a professional portfolio.

Can this help with real work like credit appraisal, program design, or reporting?

Yes. The program is designed to support day-to-day implementation — ESG risk integration, structuring support, documentation expectations, monitoring, and impact reporting workflows.

It’s especially valuable if you’re working with green lending programs or sustainability-linked structures.

Can my company enroll a team or request a customised version?

Yes. Teams across credit, risk, product, treasury, and ESG often enroll together to build shared execution capability and consistent evaluation approaches.

For group enrollments or custom programs, contact us for available options.